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.Women-to-women loans provide the means of opening avenues of productivity for women in stifling poverty.  Opportunity Fund for Developing Countries (OFDC) has had much success in managing small loans to women in Guatemala, Bolivia, Kenya, and Nepal.  Mama Jonas is a woman who took out a loan for a sewing machine several years ago. When that loan was repaid, she took out a loan for fabric.  That repaid, she now has a loan for growing maize and carrots.  Her harvest is good and she will have no problem repaying the loan.  She is a widow with 4 children.

 

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Isaac and Everline are siblings who work  hard to help people in their village.  Five years ago, they had no sugar to offer guests for  tea.  Last year they had sugar but no milk.  They have a cow but they sold the milk for income.  This visit, they had sugar and milk for their tea.  Five years ago OFDC gave Everline her first loan.  Since that time she has been able to save 5,000 shillings or about $70.  That is excellent.  They are faithful with other women, and some men, in attendance at basic literacy, simple bookkeeping, family planning, HIV/AIDS awareness and women’s rights classes.  Donations allow the classes to be free and provide tea and ugali  for lunch.  A self-supported health clinic, run by Violet, Everline’s sister who is a nurse, is also supported with donations.  People are charged what they can afford to pay. 

 

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Lerer is about ten years old.  She lives with her brother and grandmother in a mud house that is as wide as one can stretch their arms and not much longer.  The house barely holds the single bed that she and her brother share with their grandmother.  The cooking fire is right there next to the bed. Donations have provided her with a mosquito net and school uniform so that she can now attend school.  At age ten she is beginning her first grade 

 


 

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